The most honest, most specific financial community for UK Indians. 10 tools built for your exact situation, weekly deep dives, and a community that actually gets it.
Most financial content is built for British people or for Indians in India. You sit in neither camp. You're managing money across two countries, two currencies, two tax systems — and doing it largely alone.
The Inner Circle is built for exactly that situation.
What's inside
Everything built for your situation
📊 Real Money Portfolio
📈
Real Portfolio — Monthly Updates
My actual investments, actual numbers, actual screenshots. Every buy, every sell, every mistake. Not a highlight reel — the whole journey as it happens.
Live every month
📖
Weekly Deep Dives
One detailed piece every week — a tax situation worked through, a fund analysed, a real financial decision explained step by step. Never published publicly.
Every week
🔧 10 Member Tools — All Live
Tax & Planning
🧾
DTAA Tax Estimator
UK salary, India income, mutual fund gains, rental income. See exactly what you owe where and what DTAA saves you. England/Wales, Scotland rates, FIG regime.
Live now
🏖️
Retire in India vs UK
How much do you need in each country? UK pension in rupees, city cost factors, State Pension toggle, split retirement option. Your number, in both currencies.
Live now
🎓
Education Fund Calculator
UK university vs IIT/IIM vs hybrid routes. How much to save monthly, inflation-adjusted, with Junior ISA optimisation and the cost of choosing India first.
Live now
🛡️
Emergency Fund Calculator
How much reserve do you need in the UK and in India? Both currencies, both lives, NRE interest insight — in one view no generic calculator provides.
Live now
Wealth & Investments
📊
Dual Money Dashboard
Your UK and India investments side by side, in real time, with live GBP/INR conversion. ISA tracker, CGT exposure, LTCG badge. Nothing like this exists for NRIs.
Live now
🏘️
UK vs India Property Calculator
UK BTL vs India property vs ISA — three-way comparison with NRI stamp duty surcharge, India LTCG (July 2024), TDS, Section 24, and currency drag all modelled.
Live now
👴
Pension to Rupees
What is your UK pension actually worth in India? GBP/INR depreciation, India inflation, employer contributions, State Pension — projected year by year.
Live now
Mortgages & Loans
📈
Mortgage Overpayment Calculator
How much interest do you save and years do you cut by overpaying? In pounds and years, not vague percentages.
Live now
📐
Mortgage Repayment Calculator
Compare two deals side by side including fees and break-even. Plus: the only calculator that tells UK Indians where their surplus works hardest — mortgage vs NRE FD vs India loan vs ISA.
Live now
India & Remittance
💸
Remittance Optimiser
Log every transfer to India. See your rate vs what was available. Know exactly how much you saved or lost — per transfer, per month, per year.
Live now
💬 Community & Access
💬
Private Community
UK Indians talking money openly — without the awkwardness of discussing it with British colleagues or the gap in understanding with family back home.
Members only
🎬
Early Video Access
Every video goes to Inner Circle members 48 hours before it goes live on YouTube. You always see it first.
Every video
Founding Member Offer
Lock in your rate — forever
The first 100 members get a price that never increases. After 100, it's £14.99/month. Founding members keep £9.99 for life.
Cancel anytime. No lock-in. Founding rate locked as long as you stay subscribed.
Who this is not for. If you want generic UK investing content you can find that anywhere. If you want India-first content that doesn't understand the UK side, there's plenty of that too. This is for the person who lives between both worlds and wants someone who actually gets it.
I am not a financial advisor. Nothing here is financial advice. What I am is someone who has been navigating this exact situation for 15 years — the ISAs and the SIPs, the HMRC returns and the ITR filings, the NRE accounts and the remittances — and who built the tools and content I wish had existed when I started.
Glad you're here. — Prateek
Educational content only — not financial advice. Founding member price locked for the duration of your continuous subscription. Cancel anytime.