Financial Disclaimer

Last Updated | 13 May 2026

Important — please read before using this site

All content on Pound & Paisa is for general educational and informational purposes only. Nothing here constitutes financial advice. Pound & Paisa is operated by Pamtechno Ltd (Company No. 08260623), which is not authorised or regulated by the Financial Conduct Authority (FCA).

We want to be completely transparent about what Pound & Paisa is and is not. Please read this disclaimer carefully before using any content, tools, or calculators on this site.

Not financial advice

Nothing on this site constitutes:

  • Financial advice
  • Investment advice
  • Tax advice
  • Legal advice
  • Any other regulated financial service

The content on this site does not take into account your personal financial circumstances, objectives, risk appetite, or needs. You should not make any financial decision based solely on content you read or tools you use here. Before making any financial, tax, or investment decision, always seek independent advice from a qualified financial adviser, tax professional, or other regulated professional who can assess your specific situation.

Not FCA regulated

Pound & Paisa is operated by Pamtechno Ltd (Company No. 08260623), registered in England and Wales. Pamtechno Ltd is not authorised or regulated by the Financial Conduct Authority (FCA). We are an independent educational platform. We do not manage money, provide personalised financial recommendations, or arrange financial products on your behalf. If you require regulated financial advice, you should consult an FCA-authorised adviser. You can search for one at register.fca.org.uk.

Tools and calculators

The calculators and tools on this site are provided as educational aids to help you understand financial concepts. They use general assumptions and publicly available data. Results are illustrative only — they are not projections, forecasts, or guarantees of any kind. Figures may not reflect your actual circumstances, tax position, or the precise terms offered by any financial product or provider. Always verify outputs independently before making any decision.

Tax information

Any tax-related content on this site reflects general information about UK and Indian tax rules as understood at the time of writing. Tax laws change frequently and vary by individual circumstances. You should always verify current rules with HMRC, your own tax adviser, or a qualified accountant before taking any action. Nothing on this site constitutes advice on your specific tax position.

Investments and past performance

Any reference to investment returns, historical performance, or market data on this site is for illustrative purposes only. Past performance is not a reliable indicator of future results. The value of investments can go down as well as up. You may get back less than you invest.

Accuracy of information

We make every reasonable effort to ensure the information on this site is accurate and up to date at the time of publication. However, we cannot guarantee its completeness or accuracy. Financial rules, exchange rates, tax thresholds, and product details change regularly. Always verify information independently before relying on it.

Third-party products and services

References to specific financial products, providers, or platforms on this site do not constitute a personal recommendation or endorsement. You should conduct your own research and seek independent advice before using any financial product or service. See our Affiliate Disclosure for information on how we may be compensated for some links.

Limitation of liability

To the fullest extent permitted by UK law, Pamtechno Ltd shall not be liable for any financial loss, damage, or adverse outcome arising from your use of this site, your reliance on any content or tool, or any decision you make based on information published here. Your statutory rights as a consumer under UK law are not affected.

Legal entity

Pamtechno Ltd
Company No. 08260623
Registered in England and Wales
Trading as Pound & Paisa

Questions about this disclaimer?

Email us at poundandpaisa@gmail.com and we will respond within 5 business days.