Privacy Policy

Who we are

Pound & Paisa is an independent financial education platform operated by Pamtechno Ltd (Company No. 08260623), a company registered in England and Wales, trading as Pound & Paisa.For any privacy-related queries, contact us at poundandpaisa@gmail.com.

What data we collect

We collect the following personal data:

• Account data: Your name and email address when you create a free or paid account.
• Payment data: Your membership payments are processed securely by Stripe on behalf of Pamtechno Ltd. We do not store your card details.
• Communications: If you contact us by email, we retain that correspondence.
• Technical data: Our hosting provider (Ghost) and analytics tools may collect standard technical data including your IP address, browser type, and pages visited.

How we use your data

• To deliver the service you signed up for
• To send newsletters and member content you have subscribed to
• To process and manage your paid membership via Stripe
• To respond to your enquiries

We do not sell your personal data to third parties. We do not use your data for automated decision-making or profiling.

Our legal basis for processing

• Contract: To fulfil your membership and deliver the services you have paid for.
• Legitimate interests: To operate and improve the platform.
• Consent: For marketing emails, which you can withdraw at any time.

Email and marketing

If you subscribe to our newsletter or create an account, you may receive emails from us. Every email includes an unsubscribe link. You can also manage your email preferences at any time via your account settings or by emailing us directly.

Third-party services

We use the following third-party services which may process your data as data processors on our behalf:

• Ghost — hosting and membership management
• Stripe — payment processing on behalf of Pamtechno Ltd
• Google Analytics — anonymous site usage data

Each service has its own privacy policy which governs how they handle your data.

Data retention

We retain your account data for as long as your account is active. If you delete your account, we will remove your personal data within 30 days, except where we are required to retain it for legal or financial compliance reasons.

Your rights under UK GDPR

You have the following rights regarding your personal data:

• Access: Request a copy of the personal data we hold about you.
• Rectification: Ask us to correct any inaccurate or incomplete data.
• Erasure: Request deletion of your personal data ("right to be forgotten").
• Restriction: Ask us to restrict processing of your data in certain circumstances.
• Portability: Receive your data in a structured, machine-readable format.
• Objection: Object to processing based on legitimate interests.

To exercise any of these rights, email us at poundandpaisa@gmail.com. You also have the right to lodge a complaint with the UK Information Commissioner's Office (ICO) at ico.org.uk.

Cookies

Our site uses cookies to enable core functionality and to understand how visitors use the site. We do not use advertising or tracking cookies. You can control cookies through your browser settings at any time.

Changes to this policy

We may update this policy from time to time. We will notify members of any significant changes by email. Continued use of the site following any update constitutes acceptance of the revised policy.

Pamtechno Ltd
Company No. 08260623
Registered in England and Wales
Trading as Pound & Paisa

Email us at poundandpaisa@gmail.com and we will respond within 5 business days.